Job Overview
Assisting Senior Analysts in the following and subsequently independently handling Credit Proposals
• Support in conducting Financial Statement Analysis of Borrowing Entities ensuring high quality credit review, assigning rating as per the internal policy-based collateral / borrower analysis and provide clearly argued conclusions and limit recommendation
• Undertaking industry analysis and to identify trends in industry.
Partner with Front Office to ensure high due diligence on Borrower, provide feedback / mitigants and assist on structuring the request for higher approvals
• Ensuring the risk profile complies with risk policies, standards and guidelines
• Support in reviewing credit notes/ proposals to ensure that it is comprehensive, concise, and suitable for presentation to senior risk management
• Ability to ask timely, relevant and informed questions about transaction, structure, relationship, and risk
• Identify and monitor emerging risk and negative developments and trends impacting the risk profile of the client, in timely manner
• Participation in ad-hoc projects and actively look for ideas to improve existing processes and methodologies