Our Group is defined by a unified, decentralised and entrepreneurial culture where humanity is what brings us together: it embodies diversity.

We want to continue to affirm our culture, which sets us apart. We make a commitment to our employees by guaranteeing equity and the promotion of Diversity with the objective of inclusion.

To strive for real inclusion means implementing actions enabling us to experience Diversity positively throughout the Group, at all levels, in all our companies and all our governing bodies. Such is our ambition!

To meet this challenge, we have set ourselves four priorities with concrete commitments:

– Continue to increase the number of women in management.

– Make our talent pools more international.

– Develop social diversity, integrate young people and promote the transfer of knowledge by our more experienced employees.

– Step up our commitments regarding disability by increasing our recruitment efforts and creating conditions that encourage the recognition of employees with disabilities.

We are convinced that tolerance and openness to others contribute to a sense of belonging among our employees. Greater diversity and better inclusion of differences are the essential ingredients for strengthening our values and for more efficient, creative and innovative operating methods.

We are actively involved in promoting gender diversity and our ambitious action plan that aims to:

– Further increase the number of women in management

– Continue to raise awareness among all our employees

– Support the transformation of our managerial culture

This proactive policy is beginning to bear fruit!

– The significant increase in the gender balance of the Crédit Agricole S.A. Executive Committee: from 6.5% in 2016 to 33.3% today.

– The proportion of women in the Top 1000 is of 39% at 31 December 2025,

– The existence of plural networks dedicated to promoting diversity worlwide. The “Cercle Potenti’Elles”, which brings together Crédit Agricole S.A.’s eight existing internal gender diversity networks in the world, was officially launched on 29 June 2018 with a charter signed jointly by the Cercle Potenti’Elles and Crédit Agricole S.A.’s senior management to increase the impact of gender diversity initiatives. In addition, the Group strengthened its commitments to diversity and professional equality by signing the Financi’Elles Charter in 2021, as well as renewing the Women’s Empowerment Principles charter in January 2026. That same year, Crédit Agricole also joined the #StOpE initiative, marking its commitment within a collective working against everyday sexism in the workplace and affirming its willingness to promote an inclusive and respectful professional environment.

– In October 2025, the Potenti’Elles CASA and G.R.E.A.T. networks from CACEIS organised a conference for Group employees on “Intergenerational management through a gender lens”. This session aimed to shed light on the transformations in workplace relationships in today’s business environment and to analyse diversity challenges through generations. The conference was led by Béatrice Decoop, sociologist and founder of So Youth, a specialist in transitions to adulthood and generational dynamics in the workplace.

– The renewal, on 9 October 2023, of a Global Agreement that provides a common social basis for our more than 83,000 employees working in the countries where the Group operates. This agreement includes, in particular, a strong commitment to parenthood, raising paid maternity leave to 16 weeks and paid paternity leave to 28 days for all employees worldwide.

– Each year, the “Diversity Month” event gives our employees the opportunity to discover—or rediscover—the commitments that shape our Human-centric and Societal Projects. Our collective ambition is to strengthen diversity across all roles and at every level of the organization.

Over the course of five weeks, employees dive into the heart of our Diversity Policy and explore the concrete actions we’re taking both in France and internationally. Conferences, inspiring workshops, and personal testimonials are on the agenda, with a focus on topics such as empowerment, equal opportunity, and shared responsibility.

With more than half of our employees working abroad, the Group has set itself the challenge of creating more internationally diverse talent pools.

We are convinced that young people’s first contact with the world of work is crucial and can be decisive for their successful entry into professional life.

– We are committed to opening our doors to middle school students from “priority education areas”.

– We are reinforcing our apprenticeship actions. In 2025, 4,572 work-study students and 4,440 interns were trained within Crédit Agricole S.A..

– We continue to integrate young people with over 43% of permanent hires under the age of 30 in 2025.

Since 2005, Crédit Agricole S.A. has been implementing a voluntary and structured disability policy. A new agreement was signed for the period 2026-2028, reaffirming commitments in favour of equal opportunities, inclusion, recruitment, career support, and combating discrimination, both in France and internationally.

Common Group commitments on disability have been maintained to the end of 2028:

• A disability employment rate ranking in the top 3 of the financial sector

• The completion of 600 recruitments over the agreement period

Key indicators provide concrete insight into the progress achieved and support the roll-out of actions promoting the inclusion of people with disabilities at all levels of the organisation.

Our employment rate for people with disabilities in France has risen from less than 2% in 2005 to 6.31% by the end of 2025 (i.e. 2,625 employees with disabilities).

Financial Times “Diversity Leaders” ranking

In 2025, we were among the European leaders in the “Diversity Leaders” ranking published by the Financial Times. We are ranked 26th out of 75 European banks, 1st French bank, and we remain in the first half of the overall ranking, which assesses 800 companies from 18 countries (Germany, United Kingdom, Austria, Belgium, Denmark, Spain, Finland, France, Ireland, Italy, Luxembourg, Norway, the Netherlands, Poland, Switzerland, Sweden, Czech Republic and Liechtenstein).