Type de contrat :
Permanent Contract

Analyst

Modified on 17/12/2025

  • Lieu : MUMBAI - India
  • Secteur : Risk Management / Control
  • Numéro de l'offre : 2025-106182

Job description

·   Financial and credit analysis and writing of corporate credit files

·   Determining risk ratings in the rating tools

·   Issuing of risk opinion or risk conclusion on the credit requests

·    Participation in the Local Credit Committees

·    Co-ordinate with Regional and HO risk analyst teams

·    Monitoring of the economic and financial evolution of clients

·    Monitoring of global set of credit limits on clients / groups

·    Interaction with Senior bankers / Relationship Managers on the credit requests and ongoing monitoring of risk exposures

 

Main duties:

·       Analyzing the credit applications received from the Front Office (FO), conducting a financial and credit analysis, and writing of credit files in co-ordination with senior bankers/ relationship managers for their portfolio and for all business lines relevant to a particular corporate client;

·       Advising senior bankers and business lines on the structuring of the transactions / Group structures / line structure / methodology, during the preparation of the credit application;

·       Determining Risk Ratings in the rating tools (calculation, proposal and validation) for groups and counterparties;

·       Ensuring that the risk strategy elaborated by the senior banker is consistent with the Bank’s risk strategies for the relevant sectors and country;

·       Conducting annual review of credit limits and rating review of counterparties / groups; ensuring that the annual reviews are prepared in a timely manner and that ratings are reviewed by the Bank at least every 12 months;

·       Monitoring of the economic and financial evolution of clients; providing alerts to the head of the Department / management of potential deterioration of risk profiles of borrowers and of critical situations;

·       Monitoring of the global set of limits and exposure on groups / counterparties;

·       Per delegation level, issuing risk opinion or risk conclusion concerning the borrower, the relevant of the proposed transaction, the set up of credit limits and the internal rating; participation to the Local Credit Committee.  For credit applications exceeding the local delegation, working in co-ordination with the regional / HO risk analyst teams;

·       Update and capture data in the electronic credit decision workflow systems;

·       Preparing information and data for annual portfolio reviews;

  • Starting date
    01/01/2026
    Position with management
    No
    Minimum level of study
    Postgraduate degree – MA/MSc/PhD/Doctorate or equivalent
    Training / Specialization
    Post Graduate/CA
    •5-7 years’ experience in corporate risk analysis department of banks / rating agencies.
    Minimum experience level
    6-10 years
    Skills needed
    · Ability to read and analyse financial statements / balance sheet understanding.
    Languages
    English

  • About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB) Crédit Agricole CIB is the corporate and investment bank of the Crédit Agricole group, the 10th largest banking group in the world *. We support major companies and financial institutions in their development and the financing of their projects. As pioneers in responsible finance, social and environmental commitments are at the heart of our activities. Joining our teams means working in a multicultural environment, both dynamic and stimulating, where you will contribute to developing a sustainable economy. We support employees throughout their journey: you will develop your skills and access various mobility opportunities among the diversity of our businesses in more than 30 international locations. Our culture is built on collaboration, innovation and openness, where everyone is valued and empowered. By working every day in the interest of society, Crédit Agricole CIB aligns with the Group values committed to diversity and inclusion and placing people at the heart of all its transformations. All our jobs are open to people with disabilities. We welcome applications from candidates of all backgrounds and experiences. Ready to take part in our mission ? *By balance sheet size - The Banker, Juillet 2025

Crédit Agricole CIB

Crédit Agricole CIB

Analyst

Published the 24/11/2025

Type de contrat :
Permanent Contract
  • MUMBAI - India
  • Risk Management / Control
  • 2025-106182
Join
-us

Our benefits

Your commitment to society

We support various causes through our solidarity initiatives and charitable activities.

Our employees actively participate in these programmes and making a meaningful difference in our communities.

Your professional development

We support employees throughout their career journey. You will have opportunities to develop your skills through diverse training programmes tailored to your role and goals.

You will have access to various mobility opportunities across our diverse businesses and 30+ locations.

Your work environment

Employees of Crédit Agricole CIB entities may work remotely if their role is eligible. The number of remote working days varies by country.

Many of our employees have moved into new workspaces designed to increase flexibility and foster collaboration.

Your employee benefits

As a responsible employer, Crédit Agricole CIB provides, where applicable, salary continuation and insurance coverage for employees in the event of major life circumstances such as illness, workplace accidents, disability.

With a strong commitment to parenthood, we are committed to supporting employees through parenthood with paid maternity and paternity leave.

Your compensation

Your compensation may comprise fixed & variable components based on your responsibilities, skills & performance.

Depending on your country, you may be offered the opportunity to participate in Crédit Agricole Group’s capital increases

Your onboarding

The « Welcome on board » programme will give you a chance to discover Crédit Agricole CIB’s organisation, teams, and discover Bank’s business culture. You will be invited by HR team to a welcome session within 3 months of arrival.

These offers may interest you!