Crédit Agricole CIB (CA-CIB) Canada is the home of Crédit Agricole CIB Canada Branch and Crédit Agricole Services & Operations.
The Canada Branch has offices in Montreal and Toronto providing financial services to Canadian Financial Institutions, Banks, Pension Funds & SSA and to large Canadian headquartered international corporations.
Crédit Agricole Services & Operations is hosting a part of all Crédit Agricole CIB’s support functions, from KYC, Back Offices, Risk, IT, Legal or Finance supporting our growing operations in the Americas and complementing our European and Asian operations platforms in a “follow the sun” approach.
When you join CA-CIB Canada, you are joining a certified Great Place to Work employer, and a highly engaged workforce.
Key Responsibilities:
· Review and understand Credit Approvals
- Understand the Credit Approval process
- Translate Credit Approvals into the Banks Quantitative Data Model
· Understand commercial products and their associated risks, including:
- Commitment of Commitments
- Term Loans
- Delayed Term Loans
- Revolving Credit Facilities
- Over-holds
- Trade Receivables
- Swing Lines
- Various types of LC's (Fronting, Performance, Financial)
· Review and understand signed structures with customers
- Analyze executed Loan Documentation, especially Credit Agreements
- Identify key clauses related to borrowers, products, amounts, maturity dates, and sub-limits
- Ensure alignment with Credit Approval
- Review Closing Requests from FO/MO for consistency with executed loan structure
· Model signed structures in worldwide authorizations system (BMA)
- Ensure modeling is within credit approval parameters or less risky
- Control Data Quality of Authorizations to enable accurate monitoring of Client exposure
- Trigger anomalies related to over-limits, unauthorized products/borrowers, and transactions past maturity dates
· Communicate with supervisors about authorization structures as outlined in Credit Approvals and signed documentation
· Maintain authorizations throughout transaction lifecycle
- Record maintenance including Renewals, Increases, Decreases, Refinancing, Extensions, and Annual reviews
- Investigate anomalies from modeling of signed documentation structure
