Job description

Job Spec – Associate or Vice President, Real Estate & Lodging Group

PRIMARY FUNCTION:

-          Credit analysis for Commercial Real Estate structured transactions and for a portfolio of customers and prospects of the Real Estate, Lodging & Gaming Group. The position will perform tasks necessary for securing credit approvals, documentation review, and administration of all credit exposures (single asset financings, portfolio financings, corporate financings and other derivatives/structured deals).

RESPONSIBILITIES:

-          Preparing credit applications and related materials for new deals, amendment and waiver requests, as well as responding to questions from the credit department;

-          Perform industry analysis, competitive analysis and an assessment of relevant risk factors to be provided for the transaction under consideration;

-          Financial modeling (including use of Argus and internal models);

-          Analyzing and condensing available historical, financial and other information on clients, including cash flow projections;

-          Monitoring credit exposures and covenant compliance, and preparation of Annual Reviews, Portfolio Reviews and other credit reports, as needed;

-          Reviewing legal documentation and liaising with external and internal counsel;

-          Participating in client calls, marketing pitches, property tours and bank meetings;

-          Assisting the Distribution and Asset Rotation Group with their loan syndication activities;

-          Coordinating actions with the various Bank departments on all matters concerning the servicing of accounts and credit authorizations

Complément

REQUIREMENTS:
-          BA/BS degree in Finance or related field
-          3-5 years of directly related Real Estate experience across multiple property types (lending experience a plus and hotel experience a plus)
-          Strong financial modeling skills (including Argus and Excel)
-          Ability to analyze borrower and guarantor level financial statements
-          Working knowledge of banking systems (e.g., credit, profitability, etc.)
-          Excellent writing and interpersonal communication skills
-          Ability to work on multiple transactions concurrently
-          Strong team player with positive attitude and the ability to work independently
-          Candidate will not now or in the future, require Visa sponsorship to work in the US
-          Candidate is eligible to work in the US for any employer


Salary Range: $125k - $165k