Type de contrat :
Permanent Contract

Senior Credit Analyst

Modified on 13/02/2025

  • Lieu : CHICAGO - United States Of America
  • Secteur : Risk Management / Control
  • Numéro de l'offre : 2025-96822

Job description

Job Title: Senior Credit Analyst (VP or Director)
Summary:
Challenging Senior Credit Analyst position in Credit Risk Analysis Chicago (“CRA”). The Senior Credit Analyst analyzes and
recommends counterparty credit exposures, which are proposed by the bank’s business units in the Americas. The Senior Credit
Analyst is assigned a portfolio that includes companies in the LBO, Global Commodity Finance and U.S. diversified corporate
portfolios.
Key Responsibilities:
• Upon receipt of a credit request generated by the Front Office (commercial unit), the Credit Analyst reviews it for completeness,
interfacing with the originators to obtain necessary additional documents, projections, industry data or other information required
for a thorough understanding of the risk.
• Writes a comprehensive credit analysis, evaluating the borrower’s industry, competitive position, balance sheet, income
statement, cash flow statements and projections, the structure of the transaction, exposure size and risks and mitigants in the
proposal.
• Reviews and recommends the borrower’s credit rating using the bank’s internal rating model.
• Works with supervising Sector Head to determine a final recommendation to be presented to Senior Management and Credit
Committee.
• Manages the completion of the file under the supervision of the Sector Head in order to meet deadlines.
• Verifies data inputs (including risk ratings, profitability assumptions) within several databases and works with commercial units to
resolve issues, if any.
• Monitor risk in assigned portfolio and prepare quarterly reports on sensitive names
• Works on various ad hoc portfolio or counterparty research requests.
• Help mentor and train junior analysts
Key Internal Contacts:
 Local RPC teams
 Local Front Office teams
 Loan Review team
 Head Office RPC SCS and Front Office

 

Salary Range: $140k - $170k

 

#LI-DNI

  • Minimum level of study
    Bachelor Degree / BSc Degree or equivalent
    Training / Specialization
    Required: Bachelor’s degree in Business/Finance or
    related field Preferred:MBA or CFA a plus.
    Required:6+ years of experience at a bank and/or
    a credit rating agency with both
    investment grade and non-investment
    grade credits Preferred:- Bank Credit Training from a wellknown
    institution a plus.
    - Experience in sectors covered a
    strong plus.
    Minimum experience level
    6-10 years
    Skills needed
    Technical skills
    - Strong credit skills
    - Balance sheet and income statement
    analysis experience
    - Understanding of cash flow and projection
    models
    - Understanding of risk exposure and size

    Competencies Required:
    Strong ability to:
    - Succinctly analyze and summarize
    information
    - Ability to prioritize effectively
    - Ability to work autonomously
    - Ability to work successfully in a
    team
    - Adaptability to changing
    environments
    - Effectiveness at decision making
    - Ability to deal with issues
    Skills & Knowledge Requirements:
    - Fluent English
    - Credit analysis experience
    - Microsoft Office Suite
    - Lucid written and verbal
    communication skills
    - Capacity to develop others
    - Capacity to delegate
    - Capacity to cooperate / work
    across discipline

  • About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB) Crédit Agricole CIB is the corporate and investment banking arm of Crédit Agricole Group, the 10th largest banking group worldwide in terms of balance sheet size (The Banker, July 2022). 8,600 employees in more than 30 countries across Europe, the Americas, Asia-Pacific, the Middle-East and North Africa, support the Bank's clients, meeting their financial needs throughout the world. Crédit Agricole CIB offers its large corporate and institutional clients a range of products and services in capital market activities, investment banking, structured finance, commercial banking and international trade. The Bank is a pioneer in the area of climate finance, and is currently a market leader in this segment with a complete offer for all its clients. For more information, please visit www.ca-cib.com Twitter: https://twitter.com/ca_cib LinkedIn: https://www.linkedin.com/company/credit-agricole-cib/ By working every day in the interest of society, we are a group committed to diversity and inclusion. All our positions are open to people with disabilities.

Crédit Agricole CIB

Crédit Agricole CIB

Senior Credit Analyst

Published the 13/02/2025

Type de contrat :
Permanent Contract
  • CHICAGO - United States Of America
  • Risk Management / Control
  • 2025-96822

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