Permanent Contract

Credit Risk Analyst

Modified on 20/09/2024

  • MILAN - Italy
  • Risk Management / Control
  • 2024-92590

Job description

Main responsibilities: Sets up of credit reviews upon request of FO teams (CIB/GEG), both for prospects (new credit files) and existing clients (annual and interim reviews; waivers; amendment; etc.) to be presented either in local or Paris committees (or both). The credit reviews must include rating assessment and risk opinion.

Concerning credit requests initiated by the local unit:

Analysing the FO request, conducting a financial and credit analysis, and writing of credit files in conjunction with the Support to Front team and senior bankers for their portfolio and for all business lines;
Determining Risk Ratings in Anadefi (calculation and proposal) for groups and counterparties;
Monitoring of the economic and financial evolution of clients;
Monitoring of the global set of limits on groups;
Participation to the Local Credit Committee. For credit applications exceeding the local delegation, working in coordination with regional and HO RPC teams;
Creation of the RPC opinion In Phidias and data capture in Eurecca (total or complementary according the request type) for authorizations/ ratings and Ricos structure;

 

Concerning credit applications initiated by the international network on the subsidiaries of local groups:
Review of the credit applications initiated by the network and issuance of the risk opinion per delegation level.
Global RPC contact for client groups: coordination of annual reviews of all subsidiaries of groups covered and implementation of risk policy on those groups.

 

Other:
Preparation of Portfolio Review related documentation
Controls, data quality


 
 

    • Minimum level of study
    • Postgraduate degree – MA/MSc/PhD/Doctorate or equivalent
    • Training / Specialization
    • MSc in Finance/Economics
    • Minimum experience level
    • 3-5 years
    • Compétences recherchées
    • Strong Ability to communicate clearly and easilyStrong Ability to analyse and summariseStrong Rigour and sense of organisationFairly strong Apprehension of results and prioritiesFairly strong AutonomyAverage Relationship management/Commercial senseStrong Capacity to cooperate/Ability to work across disciplines
    • IT tools
    • Good knowledge in financial and risk analysis
    • Languages
    • Fluent command in English

  • About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB) Crédit Agricole CIB is the corporate and investment banking arm of Crédit Agricole Group, the 10th largest banking group worldwide in terms of balance sheet size (The Banker, July 2022). 8,600 employees in more than 30 countries across Europe, the Americas, Asia-Pacific, the Middle-East and North Africa, support the Bank's clients, meeting their financial needs throughout the world. Crédit Agricole CIB offers its large corporate and institutional clients a range of products and services in capital market activities, investment banking, structured finance, commercial banking and international trade. The Bank is a pioneer in the area of climate finance, and is currently a market leader in this segment with a complete offer for all its clients. For more information, please visit www.ca-cib.com Twitter: https://twitter.com/ca_cib LinkedIn: https://www.linkedin.com/company/credit-agricole-cib/ By working every day in the interest of society, we are a group committed to diversity and inclusion. All our positions are open to people with disabilities.

Crédit Agricole CIB
Crédit Agricole CIB
Crédit Agricole CIB

Crédit Agricole CIB

Credit Risk Analyst

Published the 20/09/2024

Permanent Contract
  • MILAN - Italy
  • Risk Management / Control
  • 2024-92590

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